This specialist policy is designed to protect the legal liabilities including defence costs of installers, suppliers, manufacturers and key service providers within the UK Fire Protection Industry


Installers of fire protection equipment need to protect themselves in the event an alarm or fire system fails to operate and they are held responsible for the resulting loss or damage. This is called efficacy insurance, sometimes referred to as inefficacy insurance or failure to perform insurance, and may be required for membership of an inspectorate body.


Our exclusive and tailored package has been designed specifically to provide wide protection for installers of Fire Alarms, Fire Extinguishers, Fire Doors, Security Consultancies and Training Providers etc.


Whether you are a sole trader or a public limited company, we are able to offer the right level of cover at an affordable price. SISS have negotiated premium discounts for members of BAFE, IFEDA and other bodies promoting third party accreditation.


Premiums from as little as £150 for Public Liability cover.


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What’s Covered:-


  • Employers liability
  • Public & Products Liability
  • Efficacy
  • Professional Advice
  • Professional Indemnity
  • Financial Loss
  • Fidelity
  • Defective Workmanship
  • Loss of Keys
  • loss of Extinguishing Gas

You might also wish to Add Extra Cover:-



Need any help or have a question about Alarm Installer insurance?.  .  .  .  visit our Frequently Asked Questions page or call us on 0800 071 0999